Privacy Policy for CashLoan Loan EMI

 

Privacy Policy for CashLoan Loan EMI Calculator

Last updated: October 1, 2026

BORASOFT LIMITED ("we", "us", or "our") operates the CashLoan Loan EMI Calculator mobile application ("the App").

BORASOFT LIMITED is based in Kenya and is the developer of CashLoan Loan EMI Calculator as identified on the Google Play Store.

This Privacy Policy explains how information is handled when you use the App.

1. About CashLoan Loan EMI Calculator

CashLoan Loan EMI Calculator is a financial calculation and informational tool designed to help users estimate loan-related values such as:

  • Equated Monthly Installments (EMI)
  • Loan repayment amounts
  • Interest amounts
  • Total repayment amounts
  • Loan tenure calculations

CashLoan Loan EMI Calculator does not provide loans.

BORASOFT LIMITED is not a bank, lender, credit provider, loan broker, or financial institution through this App.

The App does not:

  • Approve or reject loan applications
  • Provide or disburse loans
  • Collect loan repayments
  • Connect users with lenders
  • Act as a loan broker or lead generator
  • Guarantee eligibility for any financial product

The results generated by the App are estimates provided for informational purposes only.

2. Information Entered Into the Calculator

Users may enter information such as:

  • Loan amount
  • Interest rate
  • Loan duration or repayment period
  • Other values required to perform financial calculations

These values are used only to perform the requested calculation.

If calculations are performed locally on the user's device, BORASOFT LIMITED does not receive or store these loan calculation values on its servers.

The App does not require users to provide sensitive financial information such as bank account numbers, credit or debit card numbers, PINs, mobile-money PINs, passwords, or online banking credentials to perform EMI calculations.

3. Personal Information

CashLoan Loan EMI Calculator does not require users to create an account to use its basic loan-calculation functionality.

The App does not intentionally request information such as:

  • Contact lists
  • SMS messages
  • Call logs
  • Phone numbers
  • Photos or videos
  • Precise location
  • Banking passwords
  • Mobile-money PINs

We do not use the App to obtain information from your contacts or photo gallery.

4. Device Permissions

CashLoan Loan EMI Calculator is designed to request only permissions necessary for its functionality.

The App does not require access to your contacts, precise location, phone numbers, photos, videos, or call logs for loan calculations.

BORASOFT LIMITED does not use these types of sensitive device information to determine loan eligibility, creditworthiness, or lending decisions.

5. How We Use Information

Information processed through the App may be used to:

  • Perform EMI calculations
  • Calculate estimated interest
  • Calculate estimated total repayment amounts
  • Provide financial calculation results
  • Improve application functionality
  • Maintain application security and reliability

Calculation results are provided as estimates and should not be interpreted as a loan offer, lending decision, or financial guarantee.

6. Financial Disclaimer

CashLoan Loan EMI Calculator is provided for informational and educational purposes.

Calculations generated by the App are estimates based on the values entered by the user.

Actual loan repayments, interest rates, fees, taxes, charges, and repayment schedules offered by banks or financial institutions may differ.

Users should verify financial information directly with the relevant licensed bank, lender, or financial institution before making financial decisions.

BORASOFT LIMITED does not guarantee that calculations generated by the App will exactly match the calculations of a particular lender or financial institution.

7. No Loan Services

CashLoan Loan EMI Calculator does not itself offer personal loans or other credit products.

BORASOFT LIMITED does not use information entered into the calculator to:

  • Assess creditworthiness
  • Make lending decisions
  • Approve credit
  • Reject credit applications
  • Determine lending limits
  • Disburse money

Use of the App does not establish a borrower-lender relationship between the user and BORASOFT LIMITED.

8. Third-Party Services

The App may use third-party technology providers for purposes such as application distribution, advertising, analytics, crash monitoring, or application performance.

Where third-party services are used, those providers may process certain technical information in accordance with their own privacy policies.

Examples may include services provided by Google.

Important: this section should be updated to specifically name AdMob, Firebase Analytics, Crashlytics, etc. if your app actually uses them.

9. Advertising

Keep this section only if CashLoan displays ads.

CashLoan Loan EMI Calculator may display advertisements provided by Google AdMob.

Google AdMob may process certain information about the device and App usage, including information such as:

  • Advertising identifiers
  • Device identifiers
  • IP address
  • Advertisement interactions
  • Diagnostic information
  • General application activity

Such information may be used for advertising, advertisement measurement, analytics, security, and fraud prevention.

Advertising data processed by Google is subject to Google's applicable privacy practices.

10. Analytics

Keep this section only if you use Firebase Analytics or another analytics service.

CashLoan Loan EMI Calculator may use analytics services such as Google Firebase Analytics to understand application usage and improve functionality.

Analytics services may process information about how users interact with the App, technical device information, application events, and identifiers associated with the device or installation.

BORASOFT LIMITED uses this information to understand application performance and improve the user experience.

11. Data Sharing

BORASOFT LIMITED does not sell users' personal information.

Information may be processed by service providers that support operation of the App, such as advertising, analytics, application distribution, and infrastructure providers, where those services are actually integrated into the App.

Such providers process information according to their applicable terms and privacy policies.

12. Data Retention

Information that is processed only locally for EMI calculations is not retained by BORASOFT LIMITED on its servers.

Where technical or analytics information is processed by third-party service providers, retention may be governed by the applicable provider's policies and configured retention settings.

We retain information under our control only for as long as reasonably necessary for the purpose for which it was collected or as required by applicable law.

13. Data Security

We take reasonable measures designed to protect information processed through the App from unauthorized access, misuse, alteration, or disclosure.

However, no electronic transmission or storage system can be guaranteed to be completely secure.

Users should not enter passwords, PINs, bank-account credentials, or other confidential authentication information into the loan calculator.

14. Children's Privacy

CashLoan Loan EMI Calculator is not specifically designed for children.

We do not knowingly collect personal information from children through the loan calculator.

If we become aware that personal information from a child has been collected contrary to our policies, we will take appropriate steps to remove it.

15. External Financial Institutions

Any reference to loans, interest rates, EMIs, banking, or financial products within the App is provided for calculation or informational purposes.

Unless explicitly stated otherwise, CashLoan Loan EMI Calculator is not affiliated with or endorsed by any bank, lender, credit provider, financial institution, or government agency.

Users should independently verify information before entering into any financial agreement.

16. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to CashLoan Loan EMI Calculator, our services, legal requirements, or privacy practices.

When changes are made, the "Last updated" date at the beginning of this Privacy Policy may be revised.

Users are encouraged to review this Privacy Policy periodically.

17. Contact Us

If you have questions about this Privacy Policy or CashLoan Loan EMI Calculator, contact:

BORASOFT LIMITED
App: CashLoan Loan EMI Calculator
US
Email: ltdborasoft@gmail.com

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